Here’s a brief answer to, “Does liability cover theft?” Liability insurance is bare-bones coverage for your car that pays out for what happens as a result of an accident you cause. It does not cover theft. If you want to keep your car protected from theft in West Bloomfield, you need a little bit more than just liability insurance. You need car theft insurance. Car theft insurance comes in the form of comprehensive car insurance, which covers theft. Whether you’re leasing or financing your car, comprehensive car insurance is a must.
If your car is stolen, you need to file a police report within 24 hours of the theft. You’ll also want to prepare your documentation for your insurance company, as car theft insurance through comprehensive coverage will require evidence.
For the police report, you’ll need to provide:
For your insurance company, you’ll need to provide:
Now you know how to protect yourself against car theft. Comprehensive car insurance is not the only form of coverage you want, though. Learn how to file an auto insurance claim if you’re in an accident. Look into the Mercedes-Benz warranty, which will help you avoid surprise maintenance bills. Mercedes-Benz of Bloomfield Hills is where Southfield and Birmingham drivers come for all things Mercedes-Benz. Feel free to contact us with any questions and our service team is happy to help.